In line with the other “Road Ahead, volume 1” posts, here’s a suggestion: you have (or have access to) a computer or you’d not be reading this. If you’re not already using some sort of personal finance software to budget and plan for the future, get off your a$$… ets and Just Do It. Here are three tightwad-satisfying, cross-platform suggestions (there are certainly others, but these have strong followings):
Free software to manage your personal finances. Words to warm the cockles of any tightwad’s heart.
(Addendum: For those who may read this but who have only access to someone else’s computer, not one of their own, Gnu Cash is available in a portable version one can carry on a USB flash drive and use on almost any computer that has available USB ports. Two other portable money management softwares are available at the linked site as well.)
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Thanks!