Some folks are finally waking up to “Less is more”. Less use of credit cards, that is. More sensible behavior. So what if Christmas isn’t filled to the brim with crap one has gone (further) into debt to NOT (yet) own? Here’s hoping that more and more Americans–maybe, gasp! even congresscritters–twig to the fact that borrowing money to get things is usually a monumentally stupid thing to do, and that the things thus gotten have been bought and paid for with other people’s money, money that comes more than a few strings attached.
Borrow to buy something new and shiny (when what one has that is old and dull *heh* is still perfectly serviceable)? The act of a fool.